How are the insurance premiums calculated for a dog walking business? There are a couple of factors that are assumed to be important in an insurance application; the health, behavior, and longevity of the dog, and the number of times that the dog has passed the age of 50. Each industry has its own formulas for calculating the costs of each of these factors. The dog walking industry seems to have adopted that system and is using it in the calculations to come to the prices stated on the websites. I have been trying to find answers as to how it works and what the cost is for each of the above factors. I have gotten very positive, but incomplete, answers from some of the industry personnel. As far as I can tell, the industry does not use a formula, but chooses some of the more common factors and reports the average costs to the applicant before the application is completed. This is the most common formula used and can be found at this link. It is a good approach and has worked well for the company on my experience. My question has been, how much do you charge before the initial insurance company pays. It seems some companies have different charges for each of the factors. How much would such a company charge after the initial company pays? Is there a limit to the number of times that an applicant can be charged twice? Thanks,
Mike
ANSWER: I might suggest you to try this internet site where one can compare quotes from the best companies: http://INSURANCE101.INFO/index.html?src=WP2anb&s_cid=info_ncsa
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